|
Interest Rate as on - 11/3/2008
INTEREST RATES *
Effective from November 2, 2008 (Kartik 17 ,2065)
| NPR Saving |
Royal Saving
Saving
Pewa Bachat Yojana
Yuba Bachat Khata
|
4.00% (on daily balance)
4.00%
4.00%
4.00%
|
| Salary Scheme |
Salary Mgmt. Account |
5.25% (on daily balance) |
| FCY Saving |
US Dollar Saving
|
2.25% |
| Fixed Deposits |
3 Months
|
3.50% |
|
6 Months
|
4.50% |
|
1 Year
|
6.00% |
|
Above 1 Year upto 2 Years
|
6.50% |
|
Above 2 Years upto 3 Years
|
6.75% |
|
Above 3 Years upto 5 Years
|
7.00% |
|
|
Above 5 Years |
8.00% |
Interest Rates on Loans and Advances $
| Overdraft/Working Capital |
10.00% to 11.00% |
| Demand Loan/Short Term Loan |
9.00% to 11.00% |
| Trust Receipt/Importer Loan |
8.00% to 9.00% |
| Term Loan |
10.00% to 11.00% |
| Privilege Loan |
| Term Loan |
8.75% |
| Overdraft |
8.90% |
| Export Finance |
8.00% to 9.00% |
Hire Purchase Loan
Private
Commercial |
9.00%
10.00% |
| Mortgage Loan |
9.50% to 11.00% |
| Home Loan |
| upto 5 years |
8.50% |
| upto 10 years |
9.00% |
| upto 15 years |
9.50% |
| upto 20 years |
10.00% |
| Loan Against: |
| 1st Class Bank Guarantee |
8.00% |
| Our Fixed Deposit |
plus 1.50% |
| Others Fixed Deposit |
plus 2% or 8%, whichever higher |
| Government Bonds |
7.50% |
| Foreign Currency Deposits |
7.00% |
| Loan against Shares and Bonds |
9.50% to 10.00% |
| Education Loan |
10.00% |
| Deprived Sector Loan |
5.00% ** to 10.00% ** |
| Education Loan |
10.00% |
| Foreign Employment Loan |
10.00% |
| Other Loans: personal Loans |
11.00% |
| Consortium Loams |
as per consortium decision |
* Rates are indicative only. * Condition Apply. ** To micro finance institutions only. $ The revised interest rates will not be applicable to the defaulters.
|
