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Interest Rate as on - 3/1/2010
............................................................INTEREST RATES *.................................................................
EFFECTIVE FROM MARCH 1,2010 (FALGUN 17 ,2066)
| NPR Saving |
Royale Saving |
4.50% |
|
Saving |
4.00% |
| |
Pewa Bachat Yojana |
4.00% |
| |
Yuba Bachat Khata |
4.00% |
| |
Shareholders Account |
6.50% |
| |
Samman Bachat Khata |
6.00% |
|
Uchha Skichha Nikchhep Yojana |
8.00% |
| |
Mach 7 Deposit |
7.00% |
| Sopan(Ladder Deposit) |
Above 5 lakhs to 50 Lakhs |
7.50% |
| |
Above 50 lakhs to 1 Crore |
8.00% |
| |
Above 1 Crore |
8.50% |
| Salary Scheme |
Salary Mgmt. Account |
6.50% |
| FCY Saving |
US Dollar Saving |
1.50% |
| Fixed Deposits |
3 Months |
9.50% |
| |
6 Months |
9.75% |
| |
9 Months |
10.00% |
| |
12 Months |
10.25% |
| |
18 Months |
10.50% |
| |
24 Months |
11.00% |
| |
Above 24 Months |
Negotiable |
| |
Corporate Deposit |
Negotiable |
Interest Rates on Loans and Advances
| Overdraft/Working Capital |
12.00% to 15.00% |
| Demand Loan |
13.00% to 16.00% |
| Export Finance |
11.00% to 13.00% |
| Term Loan |
13.00% to 16.00% |
| Short term loan |
12.00% to 15.00 % |
| Trust receipt |
11.00% to 13.00% |
| HIRE PURCHASE LOAN:::::::::: |
|
| Private |
11.50% to 12.50 % |
| Commercial |
14.00% to 16.00 % |
| HOME LOANS :::::::::::::::::::::: |
|
| upto 5 years |
11.50 % |
| upto 10 years |
12.50% |
| upto 15 years |
13.50% |
| Mortgage Loan |
15.00% to 16.00% |
| SME Loan |
11.50% to 13.00% |
| PREVILEGE LOAN ::::::::::::::::::: |
|
| Term Loan |
10.75% |
| Overdraft |
10.99% |
| Education Loan |
13.00% |
| Deprived Sector Loan |
8.00% ** to 12.00% |
| Foreign Employment Loan |
14.00 % |
| LOAN AGAINST:::::::::::::::::::: |
|
| 1st class bank guarantee |
10.00% |
| Our fixed deposit |
plus 2.00% |
| Other fixed deposit |
plus 3 % or 13% whichever high |
| Government bonds |
11.00 % |
| Foreign currency deposits |
11.00% |
| Loan against shares and bonds |
16.00% to 17.00% |
| OTHER LOANS : personal loans |
17.00% |
| Consortium Loans |
As per consortium decisions |
* Rates are indicative only. ** to Micro Finance Institutions only. + Condition Apply
Note: Interest on Saving Deposit will be paid quarter end of the Nepalese calendar (i.e.Ashad,Aswin,Poush,Chaitra)
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